Who am I, how am I being ethical, and do ethical banks actually exist?Hi if we haven’t met before, my name is Dan, I am a CeMAP qualified mortgage & protection adviser. This video is purely for educational purposes only, and should not be seen as advice or a recommendation to act and I must stress your home may be repossessed if you do not keep up with the repayments on the mortgage.
With that out of the way, on with the video!
So as you already know, my name is Dan and I’m self-branded as the Vegan Mortgage Adviser. I created this brand after seeing pent-up demand for vegan plumbers, vegan window cleaners, vegan hairdressers, etc.
I thought “I’m Vegan, I am also a mortgage adviser” you can see I got incredibly adventurous with the title, can’t you?
And however strange that may seem to you, I have had people approach me, because I’ve broken down very simply who I am and what I stand for.
But this isn’t just about being a vegan, or a mortgage adviser. It’s more than that. It’s about being ethical. We live in a world right now, that needs change.
So how am I doing this?
I’ll put on screen a list of reasons as to how I try to be as ethical as possible, you may want to pause the video to read the list.
And it doesn’t just end with me. Some banks are also trying to do their bit.
The idea behind an ethical bank is to have no negative impact on society or the environment.
They don’t have any business transactions involving human exploitation or testing on animals, although they may still lend or have business associations with free-range farms.
They won’t transact business with weapon manufacturers, or involvement with companies linked to violence, discrimination or political donations.
They’ll do their utmost to protect the environment and charge fair fees.
They’ll have renewable energy sources, use low toner usage products, print double-sided and use recycled paper.
Some banks are also now online only to avoid paper waste.
Some of the most ethical banks that I found were Nationwide, Leeds Building Society, Coventry Building Society, and the Co-Operative who are one of the leading banks in this field. There is also an Ecology Building Society, which has won multiple awards.
Although I would say, do your own research, as this is not my area of expertise.
If you’ve found my content helpful, and you wish to buy me a coffee, I have put a link in the description below. But even more importantly, if you need help, please contact me!
If you’ve ever wondered what are the different types of rates, I’ve made a video about it here.
See you next week.