ABOUT ME

About Me

My name is Dan and I am a qualified “whole of market” CeMAP mortgage and protection adviser. I have been working in the industry for over 17 years.

What this means is I cover the entire mortgage and protection market regardless of your circumstances.

I am also vegan if you hadn’t have guessed! There are plenty of things I enjoy doing such as cycling, paddleboarding, hiking, just exercising in general. Feel free to ask questions if you’re interested.

 

I have been part of the fastest-growing movement in modern times since 2016 and throughout the last couple of years, I have noticed a growing demand from people to be provided with services by like-minded people. I felt this was a chance to meet people who have the same beliefs as I, whilst helping you out with one of the biggest commitments you’ll ever make.

Am I right for you?

What I need from you

What you'll get in return

Ready to get the ball rolling?

HOW I CAN HELP YOU

I offer a free visitation and sit down to discuss your needs and I'll make my own recommendations off the information you provide.

I’ll go back to my office and do the following:

  • I work out which lender is best suited for your needs and which lender you also qualify with, saving you having to make multiple applications to various lenders.
  • I use each lender’s individual calculators to confirm you fit on their affordability criteria.
  • I then work out what the best rate/overall costs are between a range of products available within the market
  • I’ll revisit your home to go through the paperwork, saving you having to go through this with the lender for a couple of hours over the phone or in branch
  • I package the case and put it forward to the lender in the best way to enable them to say yes without any problems or delay
  • I document everything and cover the risks should anything be wrong
  • I chase everything through to completion and keep you and your solicitors updated throughout
  • I’ll upload documents they require which saves you having to visit their branch or posting documents
  • I will find the cheapest solicitor on the lender’s panel and deal with them directly so you do not have to. This includes me certifying all your documentation so you do not have to visit a solicitor’s office.
  • I keep records on file to make any additional borrowing in the future a quicker and easier transition.

This may sound like a lot but I can assure you I will make the mortgage application process hassle-free and very quick.

PROBLEMS I HAVE SOLVED!

Self Employed?

Only 1 years accounts? Or previous 2 years figures are low?
Not an issue!

Bad Credit?

Do you have CCJs, Defaults or Late Payments?
Not an issue!

No Deposit?

Do you have a small deposit or none at all?
Not an issue!

CLIENT TESTIMONIALS

Used Dan to remortgage and change my life insurance policy. On both he saved me money. Dan was as always very professional and made the process both simple and easy to understand from start to finish. Would recommend to others and will use again in the future.

Ashley W - Berden