HOW I CAN HELP YOU
I offer a free visitation and sit down to discuss your needs and I'll make my own recommendations off the information you provide.
I’ll go back to my office and do the following:
- I work out which lender is best suited for your needs and which lender you also qualify with, saving you having to make multiple applications to various lenders.
- I use each lender’s individual calculators to confirm you fit on their affordability criteria.
- I then work out what the best rate/overall costs are between a range of products available within the market
- I’ll revisit your home to go through the paperwork, saving you having to go through this with the lender for a couple of hours over the phone or in branch
- I package the case and put it forward to the lender in the best way to enable them to say yes without any problems or delay
- I document everything and cover the risks should anything be wrong
- I chase everything through to completion and keep you and your solicitors updated throughout
- I’ll upload documents they require which saves you having to visit their branch or posting documents
- I will find the cheapest solicitor on the lender’s panel and deal with them directly so you do not have to. This includes me certifying all your documentation so you do not have to visit a solicitor’s office.
- I keep records on file to make any additional borrowing in the future a quicker and easier transition.
This may sound like a lot but I can assure you I will make the mortgage application process hassle-free and very quick.